Distracted driving the subject of 2019 Travelers Risk Index

The Travelers Companies has released its 2019 Travelers Risk Index, which gathers some eye-opening data on the factors behind distracted driving. It is the result of a survey involving more than 2,000 consumers and executives. Texas residents should know that texting and sending emails was the most common distraction among drivers. In fact, 44 percent admitted to it. Twenty-three percent said social media use.

Moreover, 13 percent said they would find it hard to break the habit of reading texts and emails while 11 percent expressed a similar sentiment about sending them. Furthermore, 5 percent said it would be hard to break the habit of online shopping behind the wheel.

Only 12 percent said they set their cellphones to "do not disturb." However, 35 percent admitted that they forget to set it or think it's inconvenient. Other passengers may be willing to help curb distracted driving. For example, 54 percent said they would stop it if someone asked them to. Yet 16 percent say they do not speak up when a driver is distracted.

Many employers demand that employees remain connected outside the office. Of the executives surveyed, 74 percent do not believe distracted driving to be that dangerous, which explains why only 18 percent of businesses advise their employees to use the "do not disturb" setting when on the road.

When distracted driving is a factor in an auto accident, it can open the way for a personal injury claim. Of course, the at-fault party can deny payment or try to get a victim to agree to a low-ball settlement. This is why a victim may want to hire a lawyer.

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